The consumers have been brained washed into believing the words, “Self Credit Repair,” are bad. This is mainly do to the unscrupulous business practices of some credit repair agencies. For the most part these companies have managed to illegally charge the consumers for services that they cannot deliver.
The process of repairing your credit is done through a series of dispute letters which are sent to the three main credit bureaus. You should also send a letter of dispute to your creditors. The goal is to make sure that everyone is on the same page.
Everyday more individuals are starting to fall behind on their bill payments. This is mainly do to the state of the economy. Paying your bills late will definitely have an adverse effect on your credit score.
I can’t begin to count the number of people that I have helped erase bad credit. During my travels I have heard so many horror stories that it is ridiculous. My reasoning for writing this article is to help you learn how to erase bad credit yourself.